PROGRAMS THAT HELP YOU TAKE CARE OF YOUR FAMILY

 

LIFE & LONG TERM DISABILITY INSURANCE

Accidents occur without warning and can cost a physical loss or lives. Although accidents aren’t within your control, you can protect your family against the financial burden. With Life and AD&D insurance, eligible employees and their beneficiaries receive an insurance benefit in the event of death or dismemberment as a result of a covered accident.

 

EMPLOYEE COVERAGE
  • Up to eight times annual salary payout for accidental death.
  • Four times annual salary payout up to $500,000 in coverage.
  • No “phase in” period.
  • No decline in benefits by age until 65.
  • Spouse and dependent coverage included.

WHY IS LIFE & DISABILITY SO IMPORTANT?
  • People are living longer, including ministers & staff.
  • Benefits need to extend for longer “retirement years.”
  • Every 90 seconds, someone files bankruptcy from an avalanche of medical bills.
  • For today’s 20-year olds, 3 out of every 10 will become disabled before reaching age 67.

The above items are only highlights and brief descriptions of the Church Benefit Plans and are not intended to replace or modify the actual contract language found in the policies.