PROTECT YOUR GREATEST RESOURCE: YOUR EMPLOYEES
Group Life Insurance
- Our Enhanced Continuity of Coverage Clause that prevents employees from being stranded without coverage on our policy transfer date – even if they're not actively at work on that day.
- Our Living Benefit Option that accelerates the benefits of terminally ill employees or dependents up to $500,000.
- Our No Interruption in Premium Waiver Elimination Period for employees who attempt to return to work for up to five days.
- Our Portability Option and Conversion is offered with our life insurance product. Employees who leave their company, or are under other qualifying conditions, can take all or a portion of their coverage with them.
- A variety of programs that give employees access to online tools and services that can help guide them through major life decisions, such as creating a will and funeral planning.
Accidental Death & Dismemberment Insurance (AD&D)
- Protection for children, spouses and employees against losses from unforeseen covered accidents.
- Twenty-four-hour accident coverage that can be combined with your Group Life offering or purchased as a stand-alone product.
- A valuable package of riders offering important additional coverages.
- An array of optional benefits that allow for a customized experience.
Long-term Disability Insurance
- The way we define disability can help employees avoid a loss in earnings, with a 100% return to work incentive formula.
- Ability Assist® is a value-added service designed to help provide employees with emotional, legal, and financial guidance and make it easier for them to focus on their recovery.
- A rehabilitation program that offers vocational and job placement services, as well as work-related guidance and resources.
CARING SUPPORT WHEN EMPLOYEES NEED IT MOST
Additional Services for Employees:
The Hartford Life Essentials Funeral Concierge
- Learn More About Funeral Concierge
- SERVICIOS DE CONSEJERÍA Y PLANIFICACIÓN DE FUNERAL – Folleto del Empleado - Spanish Version
The Hartford Life Essentials EstateGuidance®
- Learn More About EstateGuidance
- SERVICIOS TESTAMENTARIOS ESTATEGUIDANCE - Folleto del Empleado- Spanish Version
The Hartford Life Essentials Beneficiary Assist® (Help for Those Coping With a Loss)
- Learn More About Beneficiary Assist
- SERVICIOS DE ORIENTACIÓN BENEFICIARY ASSIST – Folleto del Empleado (RA/PA) - Spanish Version
The Hartford Life Essentials Travel Assistance & ID Theft Protection Service
- Learn More About Travel Assistance & ID Theft Protection Service
- SERVICIOS DE ASISTENCIA AL VIAJERO Y PROTECCIÓN CONTRA EL ROBO DE IDENTIDAD – Folleto del Empleado - Spanish Version
Employee Assistance Programs
Ability Assist® Counseling Services
- Learn More About Ability Assist
- Learn More About Ability Assist Critical Incident Stress Management
- SERVICIOS DE ORIENTACIÓN ABILITY ASSIST – Folleto del Empleado (RA/PA) - Spanish Version
Information for administrators:
Life-AD&D Claims Information:
Phone #: 1-888-563-1124
Mail forms to:
Group Life Claims
P. O. Box 14299
Lexington, KY 40512-4299
LTD Claims Information:
Phone #: 1-800-549-6514
Mail forms to:
Attn: Group LTD Claims
P.O. Box 1430 2
Lexington, KY. 40512-4302